CIMB Niaga Bank Code and How to Transfer

Entering the bank code is a very crucial step when you want to make an interbank transfer. This bank code is the main key to ensure that the funds you send can be successfully received by the recipient. 

Error in entering code bank can have a fatal impact on the transfer process. Therefore, it is very important for you to do research first to find out the appropriate bank code for your transfer destination.

This article will discuss in detail about bank codes, especially focusing on CIMB Niaga bank code. Therefore, see the complete information below!

Function of Cimb Niaga Transfer Code

A bank code also known as a transfer code or bank identification that has a primary function when you want to transfer funds between banks such as being used to help servers, staff, and customers in recognizing the purpose or identity of the bank. This unique code represents a particular bank and allows its recognition without confusion. 

This helps reduce the risk of errors in transfers that can have serious consequences, such as crucial transfer delays, additional costs for troubleshooting, or even loss of funds if the transfer is made to the wrong bank. In the event of an error, contacting the relevant bank's customer service can be the right step.

CIMB Niaga Bank Code

Each bank, including CIMB Niaga, has a special bank code that is different from other banks. This unique code allows easy identification when transferring funds from different banks. For CIMB Niaga, the transfer code used is 022, which applies to both conventional and Islamic banks.

CIMB Niaga Syariah Bank Code

Seperti kode-kode bank lainnya, kode Bank CIMB Niaga Syariah memiliki peran penting dalam mengidentifikasi transaksi dan mencegah kesalahan dalam transfer antar bank. Kode untuk Bank CIMB Niaga maupun CIMB Niaga Syariah sama yaitu dengan kode bank 022.

Read Also: The most complete list of Cimb Niaga branch codes

Products Provided by Cimb Niaga Bank

CIMB Niaga Bank offers a variety of financial products and services including:

• Savings, various types of savings for personal and business needs.
• Credit Cards, various types of credit cards with different benefits and programs.
• Home Ownership Credit (KPR), a financing solution for home ownership.
• Unsecured Credit (KTA), a loan without collateral that can be used for various purposes.
• Secured Loans, loans secured by collateral for a specific purpose.
• Bancassurance, offering insurance products through banking services.
• Waqf, a program to support philanthropic and social activities.

In addition, banks also provide digital services such as applications. mobile banking, digital payment services, access via website, as well as various other services such as remittances, points or rewards collection services, and the latest information on ongoing promotions.

Additional help and information is also available, such as contact information, branch locations, forms, safety tips, COVID-19 related guidance, and privacy notices to provide customers with the support and information they need.

How to Transfer Using Cimb Niaga Bank Code

You have two options for transferring to CIMB Niaga Bank, namely via ATM or via the application. m-banking. Making a transfer via ATM may be something familiar to you, here are the steps:

You just need to go to the nearest ATM, insert the card, look for the menu 'Transfer', choose ‘Other Bank Transfer’, and when entering the account number, there is usually an option ‘Kode Bank’ in the bottom corner of the screen. There, you can search and select CIMB Niaga, with its bank code being 022. You can enter the bank code at the beginning of the recipient's account number.

While if you use the method m-banking it will be easier and faster, you can use the application m-banking from your account that can be downloaded via Play Store or App Store. The steps are not much different and tend to be easier. Just follow the guide provided by the application until your transaction can be successfully carried out.

Read Also: The Most Complete List of Bank Codes for Fund Transfer Needs

CIMB Niaga Bank Customer Facilities

In addition to just knowing the CIMB Niaga bank code and making a transfer to the customer's account, it is advisable to consider using the account so that in the future you will no longer need to pay transfer fees. As a CIMB Niaga customer, there are various profitable facilities that can be enjoyed.

One of the facilities offered by CIMB Niaga is access to facilities airport lounge. After registering as a customer, it is recommended to create a CIMB Niaga credit card in order to take advantage of this facility. Not only that, another advantage is the possibility of obtaining TabunganKu facilities, a type of savings at CIMB Niaga that allows customers to save without being charged a monthly administration fee. 

Other Indonesian Bank Codes

In addition to the CIMB Niaga Bank code and the CIMB Niaga Syariah Bank code, there are a number of other Indonesian bank codes registered.

No.	Bank Name	Code
1	Bank BCA	014
2	Mandiri Bank	008
3	Bank BNI	009
4	Bank Syariah Indonesia (former BNI Syariah)*	427
5	Bank BRI	002
6	Bank Syariah Indonesia (former Mandiri Syariah)	451
7	CIMB Niaga Bank	022
8	CIMB Niaga Sharia Bank	022
9	Bank Muamalat	147
10	National Pension Savings Bank (BTPN)	213
11	JENIUS	213
12	Bank Syariah Indonesia (eks BRI Syariah)	422
13	Bank Tabungan Negara (BTN)	200
14	Permata Bank	013
15	Bank Danamon	011
16	Bank BII Maybank	016
17	Bank Mega	426
18	Bank Sinarmas	153
19	Bank Commonwealth	950
20	Bank OCBC NISP	028
21	Bank Bukopin	441
22	Bank BCA Syariah	536
23	Citibank	031
24	Bank Ekspor Indonesia	003
25	Bank Panin	019
26	Bank Arta Niaga Kencana	020
27	Bank Jabar dan Banten (BJB)	110
28	Bank DKI	111
29	BPD DIY	112
30	Bank Jateng	113
31	Bank Jatim	114
32	BPD Jambi	115
33	BPD Aceh, BPD Aceh Syariah	116
34	Bank Sumut	117
35	Bank Nagari	118
36	Bank Riau	119
37	Bank Sumsel Babel	120
38	Bank Lampung	121
39	Bank Kalsel (Kalimantan Selatan)	122
40	Bank Kalbar (Kalimantan Barat)	123
41	Bank Kaltimtara (Kalimantan Timur dan Utara)	124
42	Bank Kalteng (Kalimantan Tengah)	125
43	Bank Sulselbar (Sulawesi Selatan dan Barat)	126
44	Bank SulutGo (Sulawesi Utara dan Gorontalo)	127
45	Bank NTB, NTB Syariah	128
46	BPD Bali	129
47	Bank NTT	130
48	Bank Maluku Malut	131
49	Bank Papua	132
50	Bank Bengkulu	133
51	Bank Sulteng (Sulawesi Tengah)	134
52	Bank Sultra	135
53	Bank Banten	137
54	Bank UOB Indonesia	023
55	American Express Bank LTD	030
56	JP. Morgan Chase Bank, N.A	032
57	Bank of America, N.A	033
58	ING Indonesia Bank	034
59	China Construction Bank Indonesia	036
60	Bank Artha Graha Internasional	037
61	Bank Credit Agricole Indosuez	039
62	The Bangkok Bank Comp. LTD	040
63	The Hongkong & Shanghai B.C. (Bank HSBC)	041
64	The Bank of Tokyo Mitsubishi UFJ LTD	042
65	Bank DBS Indonesia	046
66	Bank Resona Perdania	047
67	Bank Mizuho Indonesia	048
68	Standard Chartered Bank	050
69	Bank Keppel Tatlee Buana	053
70	Bank Capital Indonesia	054
71	Bank BNP Paribas Indonesia	057
72	Korea Exchange Bank Danamon	059
73	Bank BJB Syariah	425
74	Bank ANZ Indonesia	061
75	Deutsche Bank AG.	067
76	Bank Of China	069
77	Bank Bumi Arta	076
78	Bank Ekonomi	087
79	Bank JTRUST	095
80	Bank Mayapada	097
81	Bank Nusantara Parahyangan	145
82	Bank of India Indonesia	146
83	Bank Mestika Dharma	151
84	Bank Metro Express (Bank Shinhan Indonesia)	152
85	Bank Maspion Indonesia	157
86	Bank Ganesha	161
87	Bank Windu Kentjana	162
88	Halim Indonesia Bank (Bank ICBC Indonesia)	164
89	Bank Harmoni International	166
90	Bank QNB Kesawan (Bank QNB Indonesia)	167
91	Bank Woori Saudara	212
92	Bank Swaguna	405
93	Bank Bisnis Internasional	459
94	Bank Sri Partha	466
95	Bank Jasa Jakarta	472
96	Bank Bintang Manunggal	484
97	Bank Bumiputera (Bank MNC)	485
98	Bank Yudha Bhakti	490
99	Bank BRI Agro	494
100	Bank Indomonex (Bank SBI Indonesia)	498
101	Bank Royal Indonesia	501
102	Bank Alfindo (Bank National Nobu)	503
103	Bank Syariah Mega	506
104	Bank Ina Perdana	513
105	Bank Harfa	517
106	Prima Master Bank	520
107	Bank Persyarikatan Indonesia	521
108	Bank Dipo International (Bank Sahabat Sampoerna)	523
109	Bank Akita	525
110	Liman International Bank	526
111	Anglomas Internasional Bank	531
112	Bank Kesejahteraan Ekonomi	535
113	Bank BCA Syariah	536
114	Bank Artos IND	542
115	Bank Purba Danarta	547
116	Bank Multi Arta Sentosa	548
117	Bank Mayora Indonesia	553
118	Bank Index Selindo	555
119	Centratama Nasional Bank	559
120	Bank Fama Internasional	562
121	Bank Mandiri Taspen Pos	564
122	Bank Victoria International	566
123	Bank Harda	567
124	BPR KS	688
125	Bank Agris	945
126	Bank Merincorp	946
127	Bank Maybank Indocorp	947
128	Bank CTBC (China Trust) Indonesia	949

Memorizing bank codes is not a trivial matter, because bank codes are the main key when you want to transfer funds between banks, where bank codes function to ensure that your funds reach the right destination.

Read Also: How to Transfer Money from Abroad to Indonesia

Especially, if you are a CIMB Niaga customer, it is important for you to take notes CIMB Niaga bank code to make it easier for you to transfer funds between banks as you have read in the previous information.