Last updated on May 21st, 2025 at 10:59 am
Entering the bank code is a crucial step when making interbank transfers. A bank code, also known as a transfer code, serves as a unique identifier that ensures the funds you send arrive at the destination bank correctly.
This code makes it easier for servers, staff, and customers to recognize the identity of the recipient's bank, reducing the risk of transfer errors. Mistakes in entering the code can result in delays, additional fees, or even loss of funds. Therefore, it is important to know the correct bank code, including the CIMB Niaga bank code, so that your transactions run smoothly.
This article will discuss more about CIMB Niaga transfer codes and tips to avoid mistakes. Check out the complete information below!
CIMB Niaga Bank Code
Every bank, including CIMB Niaga, has a specific bank code that is different from other banks. This unique code allows for easy identification when transferring funds from different banks. For CIMB Niaga, the transfer code used is 022, which applies to both conventional and Islamic banks.
CIMB Niaga Syariah Bank Code
Like other bank codes, the CIMB Niaga Syariah bank code plays an important role in identifying transactions and preventing errors in interbank transfers. The code for both CIMB Niaga and CIMB Niaga Syariah is the same, namely the bank code 022.
Read Also: The most complete list of Cimb Niaga branch codes
Products Provided by Cimb Niaga Bank
CIMB Niaga Bank offers a variety of financial products and services including:
- Savings, various types of savings for personal and business needs.
- Credit Cards, various types of credit cards with different benefits and programs.
- Home Ownership Credit (KPR), a financing solution for home ownership.
- Unsecured Credit (KTA), a loan without collateral that can be used for various purposes.
- Secured Loans, loans secured by collateral for a specific purpose.
- Bancassurance, offering insurance products through banking services.
- Waqf, a program to support philanthropic and social activities.
In addition, banks also provide digital services such as applications. mobile banking, digital payment services, access via website, as well as various other services such as remittances, points or rewards collection services, and the latest information on ongoing promotions.
Additional help and information is also available, such as contact information, branch locations, forms, safety tips, COVID-19 related guidance, and privacy notices to provide customers with the support and information they need.
How to Transfer Using Cimb Niaga Bank Code
You have two options for transferring to CIMB Niaga Bank, namely via ATM or via the application. m-banking. Making a transfer via ATM may be something familiar to you, here are the steps:
You just need to go to the nearest ATM, insert the card, look for the menu 'Transfer', choose ‘Other Bank Transfer’, and when entering the account number, there is usually an option ‘Bank Code’ in the bottom corner of the screen. There, you can search and select CIMB Niaga, with its bank code being 022. You can enter the bank code at the beginning of the recipient's account number.
While if you use the method m-banking it will be easier and faster, you can use the application m-banking from your account that can be downloaded via Play Store or App Store. The steps are not much different and tend to be easier. Just follow the guide provided by the application until your transaction can be successfully carried out.
Read Also: The Most Complete List of Bank Codes for Fund Transfer Needs
CIMB Niaga Bank Customer Facilities
In addition to just knowing the CIMB Niaga bank code and making a transfer to the customer's account, it is advisable to consider using the account so that in the future you will no longer need to pay transfer fees. As a CIMB Niaga customer, there are various profitable facilities that can be enjoyed.
One of the facilities offered by CIMB Niaga is access to facilities airport lounge. After registering as a customer, it is recommended to create a CIMB Niaga credit card in order to take advantage of this facility. Not only that, another advantage is the possibility of obtaining TabunganKu facilities, a type of savings at CIMB Niaga that allows customers to save without being charged a monthly administration fee.Â
Other Indonesian Bank Codes
In addition to the CIMB Niaga Bank code and the CIMB Niaga Syariah Bank code, there are a number of other Indonesian bank codes registered.
| No. | Bank Name | Code |
| 1 | Bank BCA | 014 |
| 2 | Mandiri Bank | 008 |
| 3 | Bank BNI | 009 |
| 4 | Bank Syariah Indonesia (former BNI Syariah)* | 427 |
| 5 | Bank BRI | 002 |
| 6 | Bank Syariah Indonesia (former Mandiri Syariah) | 451 |
| 7 | CIMB Niaga Bank | 022 |
| 8 | CIMB Niaga Sharia Bank | 022 |
| 9 | Bank Muamalat | 147 |
| 10 | National Pension Savings Bank (BTPN) | 213 |
| 11 | JENIUS | 213 |
| 12 | Bank Syariah Indonesia (formerly BRI Syariah) | 422 |
| 13 | Bank Tabungan Negara (BTN) | 200 |
| 14 | Permata Bank | 013 |
| 15 | Bank Danamon | 011 |
| 16 | Bank BII Maybank | 016 |
| 17 | Bank Mega | 426 |
| 18 | Bank Sinarmas | 153 |
| 19 | Commonwealth Bank | 950 |
| 20 | OCBC NISP Bank | 028 |
| 21 | Bank Bukopin | 441 |
| 22 | BCA Syariah Bank | 536 |
| 23 | Citibank | 031 |
| 24 | Indonesia Export Bank | 003 |
| 25 | Panin Bank | 019 |
| 26 | Arta Niaga Kencana Bank | 020 |
| 27 | Bank Jabar and Banten (BJB) | 110 |
| 28 | Bank DKI | 111 |
| 29 | DIY Regional Development Council | 112 |
| 30 | Bank Jateng | 113 |
| 31 | Bank Jatim | 114 |
| 32 | Jambi Regional Development Council | 115 |
| 33 | BPD Aceh, BPD Aceh Syariah | 116 |
| 34 | Bank Sumut | 117 |
| 35 | Bank Nagari | 118 |
| 36 | Bank Riau | 119 |
| 37 | Bank Sumsel Babel | 120 |
| 38 | Bank Lampung | 121 |
| 39 | Bank Kalsel (South Kalimantan) | 122 |
| 40 | Bank Kalbar (West Kalimantan) | 123 |
| 41 | Bank Kaltimtara (East and North Kalimantan) | 124 |
| 42 | Bank Kalteng (Central Kalimantan) | 125 |
| 43 | Bank Sulselbar (South and West Sulawesi) | 126 |
| 44 | Bank SulutGo (North Sulawesi and Gorontalo) | 127 |
| 45 | NTB Bank, NTB Syariah | 128 |
| 46 | BPD Bali | 129 |
| 47 | NTT Bank | 130 |
| 48 | Bank Maluku Malut | 131 |
| 49 | Bank Papua | 132 |
| 50 | Bengkulu Bank | 133 |
| 51 | Bank Sulteng (Central Sulawesi) | 134 |
| 52 | Bank Sultra | 135 |
| 53 | Bank Banten | 137 |
| 54 | UOB Indonesia Bank | 023 |
| 55 | American Express Bank, Ltd. | 030 |
| 56 | J.P. Morgan Chase Bank, N.A. | 032 |
| 57 | Bank of America, N.A. | 033 |
| 58 | ING Indonesia Bank | 034 |
| 59 | China Construction Bank Indonesia | 036 |
| 60 | Artha Graha International Bank | 037 |
| 61 | Credit Agricole Indosuez Bank | 039 |
| 62 | The Bangkok Bank Co., Ltd. | 040 |
| 63 | The Hong Kong & Shanghai B.C. (HSBC Bank) | 041 |
| 64 | The Bank of Tokyo Mitsubishi UFJ, Ltd. | 042 |
| 65 | Bank DBS Indonesia | 046 |
| 66 | Resona Perdania Bank | 047 |
| 67 | Mizuho Bank Indonesia | 048 |
| 68 | Standard Chartered Bank | 050 |
| 69 | Keppel Tatlee Buana Bank | 053 |
| 70 | Bank Capital Indonesia | 054 |
| 71 | BNP Paribas Indonesia Bank | 057 |
| 72 | Korea Exchange Bank Danamon | 059 |
| 73 | Bank BJB Syariah | 425 |
| 74 | ANZ Bank Indonesia | 061 |
| 75 | Deutsche Bank AG. | 067 |
| 76 | Bank of China | 069 |
| 77 | Bank Bumi Arta | 076 |
| 78 | Economic Bank | 087 |
| 79 | JTRUST Bank | 095 |
| 80 | Mayapada Bank | 097 |
| 81 | Bank Nusantara Parahyangan | 145 |
| 82 | Bank of India Indonesia | 146 |
| 83 | Mestika Dharma Bank | 151 |
| 84 | Bank Metro Express (Shinhan Bank Indonesia) | 152 |
| 85 | Maspion Bank Indonesia | 157 |
| 86 | Ganesha Bank | 161 |
| 87 | Windu Kentjana Bank | 162 |
| 88 | Halim Indonesia Bank (ICBC Indonesia Bank) | 164 |
| 89 | Harmoni International Bank | 166 |
| 90 | QNB Kesawan Bank (QNB Indonesia Bank) | 167 |
| 91 | Woori Saudara Bank | 212 |
| 92 | Swaguna Bank | 405 |
| 93 | International Business Bank | 459 |
| 94 | Sri Partha Bank | 466 |
| 95 | Bank Jasa Jakarta | 472 |
| 96 | Bank Bintang Manunggal | 484 |
| 97 | Bank Bumiputera (Bank MNC) | 485 |
| 98 | Yudha Bhakti Bank | 490 |
| 99 | Bank BRI Agro | 494 |
| 100 | Indomonex Bank (SBI Indonesia Bank) | 498 |
| 101 | Royal Bank of Indonesia | 501 |
| 102 | Bank Alfindo (Bank National Nobu) | 503 |
| 103 | Mega Sharia Bank | 506 |
| 104 | Ina Perdana Bank | 513 |
| 105 | Harfa Bank | 517 |
| 106 | Prima Master Bank | 520 |
| 107 | Indonesian Cooperative Bank | 521 |
| 108 | Bank Dipo International (Bank Sahabat Sampoerna) | 523 |
| 109 | Akita Bank | 525 |
| 110 | Liman International Bank | 526 |
| 111 | Anglomas International Bank | 531 |
| 112 | Economic Welfare Bank | 535 |
| 113 | BCA Syariah Bank | 536 |
| 114 | Artos IND Bank | 542 |
| 115 | Bank Purba Danarta | 547 |
| 116 | Multi Arta Sentosa Bank | 548 |
| 117 | Bank Mayora Indonesia | 553 |
| 118 | Selindo Bank Index | 555 |
| 119 | Centratama Nasional Bank | 559 |
| 120 | Fama International Bank | 562 |
| 121 | Bank Mandiri, Taspen, and Pos | 564 |
| 122 | Victoria International Bank | 566 |
| 123 | Harda Bank | 567 |
| 124 | BPR KS | 688 |
| 125 | Agris Bank | 945 |
| 126 | Merincorp Bank | 946 |
| 127 | Maybank Indocorp Bank | 947 |
| 128 | CTBC Bank (China Trust) Indonesia | 949 |
Memorizing bank codes is not a trivial matter, because bank codes are the main key when you want to transfer funds between banks, where bank codes function to ensure that your funds reach the right destination.
Especially, if you are a CIMB Niaga customer, it is important for you to take notes CIMB Niaga bank code to make it easier for you to transfer funds between banks as you have read in the previous information.
