Last updated on May 21st, 2025 at 10:28 am
There are many ways to receive money transfers from abroad easily, with various methods you can choose from. One of the options you can utilize is through Western Union, which has a wide international reach.
How to Receive Money Transfers from Abroad
1. Bank BRI
In addition to Western Union, you can receive money from abroad through Bank BRI, which offers the BRIfast remittance service with the swift code BRINIDJAXXX. You can directly deposit the money into a BRI account or another bank account, or withdraw it in cash by following these steps:
- Show your ID card or passport as identification.
- Fill out the money receipt form.
- Provide the name of the sender, the amount of money sent, and the transfer code given by the sender.
- Visit the nearest BRI branch and provide the sender's address.
- Withdraw the received funds.
2. Western Union
To receive money via Western Union, follow these steps:
- Visit the official Western Union website.
- Enter the reference number provided by the sender to track the transfer.
- Then, go to a Western Union office with your identification document.
- Fill out the receipt form as proof of receiving the money from abroad.
- Finally, collect the transferred funds.
Read Also: What Is a Remittance? Here’s an Explanation
3. BCA Bank
BCA Bank also offers a way to receive money transfers from abroad. Here are the steps:
- Visit your nearest BCA branch.
- Please present an identification document, such as a passport or ID card.
- Fill out the money receipt form by entering the sender's name, the amount sent, and the sender's transfer code.
- The fees charged will vary depending on the type of transaction you choose.
4. PayPal
If you have a PayPal account, you can also receive money transfers from abroad through this digital platform. Here are the steps:
- Open the PayPal website or app.
- Select the “PayPal Balance” option.”
- Click “Withdraw Money.”
- Select the destination account you want.
- Specify the amount of money you want to withdraw.
- Click “transfer” and check the transaction history for the recipient’s bank account.
5. BNI Bank
To receive a money transfer from abroad through Bank BNI, follow these steps:
- Find the BNI branch closest to your location. Make sure you have identification documents such as an ID card or passport, as well as the details of the transfer you are expecting to receive.
- Fill Out the Cash Receipt Form
- Information Verification
- Once verification is complete, the funds will be available for withdrawal. You can choose whether to withdraw the funds in cash or have them credited to your BNI Bank account
6. Seven Bank
To receive a money transfer from abroad through Seven Bank, follow these steps:
- Visit Seven Bank During Business Hours: Be sure to visit Seven Bank during its regular business hours.
- Make sure you have received the Money Transfer Control Number (MTCN) and other information from the sender. The MTCN will be used to identify your transfer.
- Visit a Seven Bank Branch
- Provide the MTCN code to the bank teller. This code will help the teller identify your transfer.
- Please fill in all the required information in accordance with Seven Bank’s applicable terms and conditions.
- Follow the instructions provided by the bank teller to complete the process of receiving money from Seven Bank.
- Once all the procedures are complete, wait until the funds from your transfer are received.
How Much Does It Cost to Receive a Payment from Overseas?
The fees for receiving money transfers from abroad can vary depending on various factors, such as the bank or service used, the currency, the amount of money, the method of receipt, and the country of origin of the transfer. These include fixed fees, currency conversion fees, fees based on the amount received, and regulations that differ from country to country.
Read Also: 6 Ways to Transfer Money From Abroad to Indonesia
It’s important to always check the applicable rates and fees at the bank or service you’re using before accepting a money transfer, and you may also want to consider international money transfer services like Wise or EasyLink, which offer lower and more transparent fees.
Tips for Avoiding High Fees When Receiving Money from Overseas
To avoid high fees when receiving money transfers from abroad, you may want to ask the sender to use a service Easylink. Easylink supports money transfers to more than 170+ countries.
EasyLink has also obtained a license from Bank Indonesia, which guarantees the security of all transactions. Try it now and use the service send money abroad with Easylink to see just how affordable this service is.
Tips for Receiving Money from Overseas
Here are a few tips to keep in mind when receiving a money transfer from abroad:
- Make Sure You Know Who Will Cover the Transfer Fees: It’s important to understand who will cover the transfer fees. This may be the responsibility of the sender or the recipient, depending on the agreement reached. Also, pay attention to the exchange rate in effect when you receive the money to ensure that the amount you receive matches your expectations.
- Preparing the Required Information: Before you go to receive a money transfer, make sure you have all the necessary information. Ensure you have prepared all the required details so that the process of receiving the money goes smoothly.
- Transfer Time: Typically, international money transfers take about 1 to 5 business days to arrive. This timeframe may vary depending on the transfer method used by the sender.
By understanding these steps and tips, you can receive money transfers from abroad more easily and efficiently.
The wide range of services and payment methods available allows you to choose the option that best suits your needs, whether through a bank, an international money transfer service, or a digital platform such as PayPal.
All of this makes the process of receiving money from abroad more convenient and easier in today’s digital age.
