Alipay: What is it, How to Register, Topup and How to Transfer

What is Alipay?

Alipay is a digital payment platform from China, developed by Ant Group, an affiliate of Alibaba Group. Launched in 2004, Alipay was initially created as a payment solution to facilitate transactions on Alibaba's e-commerce platform.

However, over time, Alipay has evolved into a multifunctional platform that offers various financial services, including money transfers, bill payments, loans, investments, and much more.

The History of Alipay

Alipay was first introduced as part of Alibaba's ecosystem to facilitate payments on its e-commerce platform. As Alibaba grew, Alipay became the leading payment platform in China.

Ant Group, the company behind Alipay, continues to innovate and expand its services, making it one of the largest and most innovative digital wallets in the world.

How to Register for Alipay

Untuk mendaftar Alipay, kalian perlu mengunduh aplikasi Alipay, mengisi informasi pribadi, dan memverifikasi akun dengan nomor telepon yang valid. Berikut merupakan langkah-langkah mudah untuk mendaftar Alipay:

1. Download the Alipay app from Google Play Store (for Android) or the App Store (for iOS).
2. After downloading, open the Alipay app on your device.
3. Choose the registration or "sign-up" option.
4. Enter your phone number and follow the instructions to verify your phone number.
5. Create a password and complete the registration process to create your Alipay account.
6. Fill in the required personal information, including your identity details and other necessary data.
7. Follow the identity verification process according to the applicable requirements.
8. Once all steps are completed, you will successfully register and be able to use Alipay.

Read Also: How to Transfer Money Abroad via BRI

How to Top Up Alipay

Untuk melakukan top up (pengisian saldo) pada Alipay, berikut adalah langkah-langkahnya:

1. Ensure you have downloaded and installed the Alipay app on your smartphone. Open the app.
2. After logging into the app, find and select the "Top Up" or "Add Funds" menu, typically available on the home page or main menu.
3. Choose the method or funding source you want to use to top up, such as a bank account or credit card.
4. Enter the amount of money you wish to top up into your Alipay account.
5. Confirm the transaction by entering the password or PIN requested by the Alipay app.
6. Wait a moment until the top up process is complete and you will get a notification or confirmation via the Alipay application.
7. Check your Alipay balance to ensure that it has been increased by the top-up amount.
8. Ensure you have a stable internet connection during the top-up process to ensure the transaction runs smoothly. Also, make sure you enter the correct amount as desired.

You can also top up your Alipay balance using various methods, including bank transfer, credit cards, or utilizing fund transfer services from Easylink.

How to Transfer Money to Alipay

To transfer money to Alipay, follow these steps:

1. Make sure you have and open the Alipay app on your smartphone.
2. Log into your Alipay account using your registered phone number and password.
3. In the Alipay main menu, search for and select the "Transfer" or "Send Money" option.
4. Enter the phone number or Alipay ID of the recipient to whom you want to send money.
5. Enter the amount of money you want to transfer.
6. Confirm the transfer by entering the password or PIN requested by the Alipay app.
7. Alipay will ask for transaction verification through a security code sent to the registered phone number. Enter the code.
8. Wait a moment until the transaction is completed, and you will receive a notification or confirmation.
9. Make sure the information you entered is correct, including the recipient's number and the transfer amount.
10. Always use a stable internet connection to ensure the transaction runs smoothly.

How to Transfer Money to Alipay Using Easylink

With Easylink, you don't need to have an Alipay account to transfer money to Alipay. For instance, when you want to send money to family, study, or work in China.

With Easylink, sending money to China is safer, faster, and easier! So, how can you transfer money to Alipay using Easylink? Here’s how:

1. Buka website Easylink https://easylink.id lalu klik masuk atau login.
2. Setelah itu, kamu akan diarahkan ke dashboard Easylink, lalu klik kirim uang.
3. Pilih mata uang tujuan ke China, pilih rekening penerima “Alipay”.
4. Pilih penerima, jika belum pernah bertransaksi klik tambahkan penerima baru.
5. Isi data yang dibutuhkan.
6. Cek kembali data yang kamu isi apakah sudah sesuai.
7. Selesai! Setelah diverifikasi, uang kamu akan dikirim ke penerima sesuai ketentuan yang sudah kamu baca sebelumnya.

Users can send money to Alipay by choosing Alipay as the recipient and entering the recipient's Alipay account details. To send money abroad including to China, you can use Easylink as your international money transfer platform. The process is fast, secure, and easy!

Advantages and Disadvantages of Alipay

Kelebihan Alipay meliputi kemudahan penggunaan, keamanan transaksi, cakupan internasional, dan berbagai layanan tambahan. Namun, ada juga kekurangan seperti keterbatasan penggunaan di luar China.

How to Verify Alipay Account for the Recipient

Transactions will be automatically canceled if the recipient does not verify their account before the transaction deadline. Here are the steps to verify the Alipay account:

1. Buka aplikasi Alipay, cari Quick Collect “闪速收款”, dan pilih opsi Quick Collect “闪速收款”.
2. Saat ini, Quick Collect “闪速收款” hanya tersedia untuk pengguna yang memiliki Kartu Identitas Penduduk China yang sudah melakukan otentikasi nama asli dan memiliki rekening bank di China.
3. Ikuti petunjuk pada Quick Collect “闪速收款” untuk proses otentikasi nama asli.
4. Setelah verifikasi selesai, penerima harus menghubungkan kartu mereka dengan Alipay sebelum waktu transaksi berakhir. Pastikan rekening bank penerima tidak dibekukan.

Easylink Provides Money Transfers to China Using Alipay

Easylink allows users to transfer money to Alipay, making it easier to send funds to recipients in China with low administrative fees.

With Easylink, sending money is easy, safe, and fast to over 170+ countries, including China. Save on administrative fees and ensure your money arrives safely and on time. Use Easylink for transfer money abroad secure, fast, and efficient transfers!