BCA Bank Code and How to Transfer Using BCA Bank Code

As one of the largest financial institutions in Indonesia, BCA has a vast user base. This success is largely due to the quality of services and facilities offered by BCA, particularly in the area of fund transfers. Customers can take advantage of the BCA bank code to perform transfers through various available services.

The Importance and Usage of BCA Bank Code for Transfers

重要性 bank code seen when we want to transfer funds between banks. Although it is not required when transferring funds between accounts in the same bank, this is still a standard requirement in all banks in Indonesia, including BCA. 

The transfer code, consisting of 3 digits, is a unique identity for each bank when a fund transfer occurs between accounts. BCA customers, for example, only need to use the code 014 when they want to transfer funds from another bank account to a BCA account.

The use of BCA Bank transfer codes is very simple and can be done when transferring funds via ATM or mobile banking. Here are the steps for the process of transferring funds via ATM:

1. Insert the debit card according to the bank used into the ATM machine.
2. Enter a six-digit PIN code as an authentication step.
3. Select the "Transfer" option displayed on the ATM screen.
4. Choose the "Interbank Transfer" or "Transfer to Another Bank" option.
5. To transfer to a BCA account, enter the BCA bank code (014) along with the destination account number, for example: 01479908xxxx.
6. Press "Yes" to proceed.
7. Double-check the transfer information on the screen, including the destination account number and the amount of money to be sent.
8. If everything is correct, press "OK" to complete the transfer.

Read Also: How to Send Money Abroad via BCA

Terms of Use of BCA Transfer Services

There are specific rules and regulations regarding minimum transfer amounts and transfer fees when using BCA’s transfer service.

Minimum Money Transfer Nominal from BCA Bank to Other Accounts and Banks

In the process of sending funds, Bank BCA regulates provisions related to the smallest nominal when making a fund transfer. For sending to fellow BCA accounts, transfers can start from Rp1, with the highest transfer limit adjusted to the type of debit card used. 

Meanwhile, the minimum fund transfer from BCA to other banks is set at IDR 10 thousand. Meanwhile, Bank BCA also imposes transfer limits with varying amounts depending on the type of debit card used when transferring funds to another bank account.

BCA Bank Transfer Fees to Other Accounts and Other Accounts

In addition to the provisions regarding the nominal amount of funds sent, it should be noted that there are fees associated with using the transfer service. When making a transfer between BCA accounts, you do not need to use the BCA Bank code and there are no transfer fees. However, if you want to transfer funds to another bank account, there will be a fee charged.

Transfers between BCA accounts are free of charge and do not require the use of the BCA bank code. Transfers to other bank accounts incur a fee. For example, the fee for BI Fast transactions is Rp2,500 per transfer. If using online transfer facilities, the fee may rise to Rp6,500.

It's important to note that the same fee structure applies when transferring to BCA Digital (blu) accounts. Transfers to blu via BI Fast are free of charge, but online transfers incur a fee of Rp6,500.

How to Transfer Using BCA Bank Code

Transfers to BCA accounts can be done via several methods, including mobile banking and ATMs. Even if you're not a BCA customer, you can still make transfers using the mobile banking service of other banks, like BNI. Here’s how:

Transfer via Mobile Banking from Other Banks:

If you want to transfer to a BCA account via mobile banking from another bank, such as BNI, follow these steps:

• Open the BNI Mobile Banking app available on the Play Store or App Store.
• From the main menu, select "Transfer."
• Choose "Interbank Transfer" and select "New Input."
• Choose BCA as the "Destination Bank."
• Enter the destination account number.
• Enter the amount to be transferred.
• Optionally, fill in the message field if necessary.
• Click "Next" to verify the transfer details, including the recipient's account and the transfer amount.
• Ensure all details are correct, then enter your PIN to confirm.

 Transfer via ATM

Go to an ATM from the bank of your choice.

• Visit the nearest ATM machine according to the bank you choose.
• Insert your ATM card.
• Enter your PIN.
• Choose "Interbank Transfer" or "Transfer to Another Bank."
• Enter the BCA bank code followed by the account number (e.g., 014123456xxxx).
• Press "Next" or "Confirm," then enter the transfer amount.
• Press "Next" or "Confirm" again and verify the transaction details.

Read Also: Complete List of BCA Branch Codes in Indonesia

Difference Between BCA Bank Code and BCA Stock Code 

Although related to BCA, the BCA Bank Code and the BCA Stock Code are two distinct identifiers.

BCA Bank Code (014) is used for transfers between different banks, whereas the BCA Stock Code (BBCA) is used for trading BCA's shares on the Indonesian Stock Exchange.

Meanwhile, Bank BCA Stock Code is a unique identification for Bank BCA shares on the Indonesia Stock Exchange, with the code BBCA. This Stock Code is used in transactions to buy and sell Bank BCA shares on the Indonesia Stock Exchange.

BCA Digital Bank Code

For those using BCA Digital (Blu by BCA), it's important to use the correct bank code. While BCA’s code is 014, the code for BCA Digital is 501. Be sure to use the appropriate code to avoid mistakes when transferring funds to a Blu account.

BCA is one of Indonesia’s leading financial institutions, offering efficient transfer services through its Bank Code "014".

Understanding the distinction between the BCA Bank Code and BCA Digital Bank Code is crucial for smooth transactions. 

This guide outlines how to use BCA’s services, ensuring users can transfer funds accurately and efficiently.

Read Also: 8 Easy Ways to Transfer Money Abroad

Conclusion

Bank Central Asia (BCA) adalah salah satu lembaga keuangan terkemuka di Indonesia yang menyediakan layanan transfer dana melalui Kode Bank BCA, yaitu “014”.

It is important to note that the BCA Bank Code is not the same as the BCA Bank Stock Code on the Indonesia Stock Exchange (“BBCA”). This article provides information on the use of bank codes, transfer procedures, and applicable provisions, so that readers can utilize BCA banking services efficiently.