For Indonesian migrant workers (TKI) working overseas, sending money to family back home is very important. Today, money transfers for migrant workers have become much easier because they can be done online using only a smartphone. Transfers are now faster, safer, and more affordable compared to conventional methods.
This article will discuss how migrant workers can send money online, tips for saving on transfer fees, and things that need to be prepared before making an online transfer for the first time.
How Migrant Workers Can Send Money Online
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Today, there are many international money transfer services that migrant workers can use to send money to Indonesia. Several popular platforms usually provide direct transfers to bank accounts, e-wallets, and even cash pickup services.
Steps for Migrant Workers to Send Money
- Choose a money transfer service: Use a trusted international money transfer app or platform. Make sure it offers low transfer fees and competitive exchange rates.
- Register an account: Create an account using an active email address and phone number. Usually, identity verification is also required.
- Enter recipient details: Fill in the recipient’s full name according to their bank account, account number, and destination bank name.
- Determine the amount to send: Enter the transfer amount. The system will usually display the admin fee and exchange rate automatically.
- Make the payment: Pay for the transfer using an overseas bank account, debit card, or other available payment methods.
- Money is sent to Indonesia: Once the payment is successful, the money will be processed and transferred to the recipient’s account within minutes to several hours.
5 Things You Need Before Sending MoneyÂ
Before making your first international money transfer, make sure you have prepared the following:
- Identification documents: Usually, a passport, ID card, or work permit is required for account verification.
- Active bank account: Make sure you have a bank account that can be used to pay for the transfer.
- Complete recipient details: Prepare the recipient’s name, bank account number, bank name, and phone number.
- Stable internet connection: Since the process is done online, a stable internet connection will help ensure a smooth transaction.
- Trusted money transfer application: Use an official application that is widely used and has a strong security system.
Tips to Save Money on Transfers for Migrant Workers
Sending money regularly every month can become quite expensive. Here are some tips to make money transfers more affordable:
- Compare transfer fees: Each service has different admin fees. Choose one that offers lower costs.
- Pay attention to exchange rates: Do not focus only on transfer fees. Poor exchange rates can reduce the amount of money your family receives.
- Send larger amounts at once: If possible, avoid sending small amounts too frequently because admin fees will accumulate.
- Use transfer promotions: Some apps often offer free transfer fee promotions or discounts.
- Avoid transfers when exchange rates are unstable: Monitor currency exchange rates before sending money to get the best rate.
Benefits of Online Money Transfers for Migrant Workers
Using online transfer services offers many advantages compared to traditional methods.
- Faster process
- Can be done anytime
- Safe and practical
- Lower costs
- Can be monitored directly through the application
Use Easylink for International Money Transfers
In addition to helping migrant workers send money to Indonesia, you can now also send money from Indonesia to overseas more conveniently using Easylink.
International transfers become faster, safer, and more transparent with competitive fees and favorable exchange rates. Suitable for family needs, education, business, and other international payments.
Let’s use Easylink for an easier and more reliable international money transfer experience!