Nowadays, sending money can be done directly from your mobile phone. However, there are still people who prefer traditional methods such as postal money orders.Although it may sound old-fashioned, postal money orders remain a practical option for certain individuals—especially those living in areas with limited internet access or those who feel more comfortable using in-person services at the post office.
If you’re curious about what a postal money order is, how it works, and the different types available, here’s a complete explanation.
What Is a Postal Money Order?
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A postal money order is a money transfer service that allows one person to send funds to another through a post office. To use the service, you simply visit a post office, fill out a form, pay the specified amount, and the postal officer will send the money to the recipient’s address. The recipient can then visit their local post office to collect the funds.
This service has been available for decades and is still widely used today, particularly by individuals who do not have a bank account or who live in remote areas.
Types of Postal Money Orders
Postal money orders come in several types, each with slightly different features:
- Regular Postal Money Order
This is the most common type. The money is sent through the post office, and the recipient receives a notification letter. They can then collect the funds at the post office by presenting valid identification. - Instant Postal Money Order (WPI)
As the name suggests, this is a faster version of the regular money order. The recipient can receive the funds within minutes after the transaction is completed. It is typically used for urgent needs. - Partnership Postal Money Order
This type operates in collaboration with third parties such as banks or other financial institutions. It is commonly used for receiving money transfers from overseas into Indonesia. - International Cash Postal Money Order
This service allows you to send money abroad through the post office. The recipient can then withdraw the funds in cash in the destination country.
Read Also: How to Send Money Abroad via Post Office
How to Send Money via Postal Money Order
If you would like to send money using a postal money order, here are the general steps:
- Visit the nearest post office and bring the money you wish to send along with a valid ID (such as a national ID card).
- Fill out the transfer form provided by the postal officer, including the recipient’s details and the amount to be sent.
- Pay the transfer amount along with the administrative fee.
- Receive and keep the transaction receipt, especially if you need to track the transfer.
- The recipient will be notified and can collect the money at their local post office.
Advantages of Postal Money Orders
Even though digital money transfer services are widely available today, postal money orders still offer several advantages:
- Even though digital money transfer services are widely available today, postal money orders still offer several advantages:
Ideal for remote regions that lack reliable internet connectivity or banking services.
- No bank account required
Neither the sender nor the recipient needs to have a bank account. A valid ID is sufficient.
- Secure and managed by PT Pos Indonesia
As a state-owned enterprise, Pos Indonesia operates under official supervision with established systems.
- Fast service available (Instant Money Order)
Funds can be received within minutes.
- Wide coverage across Indonesia
Post offices are available in nearly all regions, including remote areas.
- Supports international transfers through partnerships
Enables overseas money transfers via collaborations with third-party institutions. - User-friendly for those unfamiliar with digital technology
The entire process is conducted in person, without the need for apps or internet access.
If you need to send money abroad, there is now a faster, more practical, and more secure alternative: yaitu EasylinkWithout waiting in long lines at the post office, you can send money anytime and anywhere. The fees are transparent, the process is quick, and most importantly, it is licensed and directly supervised by Bank Indonesia.
