Last updated on April 23rd, 2026 at 10:58 am
Jika Anda berencana mengirim uang ke Australia, baik untuk keperluan biaya kuliah, bisnis, atau mengirim dana ke keluarga, Anda pasti akan menjumpai istilah BSB. Memahami apa itu BSB sangat penting agar transaksi Anda berjalan lancar tanpa hambatan.
What Is BSB?
BSB stands for Bank State Branch. It is a unique code consisting of 6 digits used in Australia to identify the bank, state, and specific branch of a financial institution.
The BSB code format is usually written with a hyphen, like this: 123-456.
- The first two digits (12-): Identify the bank or financial institution.
- The third digit (-3-): Identifies the state where the branch is located.
- The last three digits (-456): Identify the specific branch location of the bank.
Where Can I Find a BSB Code?
Finding a BSB code is very easy if you have access to the destination Australian bank account. You can find it through:
- Mobile Banking App: Usually listed in the account details right next to the account number.
- Bank Statement: Shown at the top of the document, both in printed and PDF versions.
- Official Bank Website: Many banks provide a “BSB Locator” feature to help customers find branch codes based on the bank’s address.
- Debit Card: Some banks in Australia print the BSB code directly on the physical card.
Is BSB the Same as a SWIFT Code?
The answer is No. Although both are used for money transfers, they serve different functions:
| Feature | BSB Code | SWIFT/BIC Code |
| Scope | Only for domestic transactions in Australia | Used for international networks |
| Functions | Identifies a specific bank branch | Identifies a bank at a global level |
| The use of | Required for transfers between banks within Australia | Required for sending money from abroad to Australia |
Read also: Check Swift/BIC Codes for the Most Complete List of Banks in Indonesia
By understanding what a BSB Code is and its function within the Australian banking system, the process of sending money no longer needs to feel complicated. Whether for education, business, or family needs, ensuring the correct bank details will help transactions run faster and with minimal issues.
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