{"id":4517,"date":"2024-01-18T13:00:25","date_gmt":"2024-01-18T06:00:25","guid":{"rendered":"https:\/\/easylink.id\/?p=4517"},"modified":"2025-07-09T11:17:16","modified_gmt":"2025-07-09T04:17:16","slug":"apa-itu-e-wallet","status":"publish","type":"post","link":"https:\/\/easylink.id\/zh\/what-is-e-wallet\/","title":{"rendered":"\u7535\u5b50\u94b1\u5305\uff1a\u5b9a\u4e49\u3001\u8fd0\u4f5c\u65b9\u5f0f\u53ca\u5370\u5c3c\u6848\u4f8b"},"content":{"rendered":"
\u7535\u5b50\u94b1\u5305\u6216\u6570\u5b57\u94b1\u5305\u662f\u4e00\u79cd\u73b0\u4ee3\u5316\u7684\u652f\u4ed8\u5de5\u5177\uff0c\u8ba9\u751f\u6d3b\u66f4\u52a0\u4fbf\u6377\u3002\u6709\u4e86\u7535\u5b50\u94b1\u5305\uff0c\u6211\u4eec\u53ef\u4ee5\u4ee5\u7535\u5b50\u65b9\u5f0f\u5b58\u50a8\u8d44\u91d1\uff0c\u5e76\u8fdb\u884c\u5404\u79cd\u7ebf\u4e0a\u7ebf\u4e0b\u4ea4\u6613\u3002\u4ece\u652f\u4ed8\u7535\u8d39\u3001\u8d2d\u4e70\u624b\u673a\u5145\u503c\u5361\u3001\u5728\u7ebf\u8d2d\u7269\u5230\u7ed9\u670b\u53cb\u6c47\u6b3e\uff0c\u6240\u6709\u8fd9\u4e9b\u90fd\u53ef\u4ee5\u901a\u8fc7\u4e00\u4e2a\u5e94\u7528\u7a0b\u5e8f\u5b8c\u6210\u3002<\/p>\n

\u6839\u636e\u5370\u5c3c\u592e\u884c\u7b2c18\/40\/PBI\/2016\u53f7\u6761\u4f8b\uff0c\u7535\u5b50\u94b1\u5305\u662f\u7535\u5b50\u652f\u4ed8\u7cfb\u7edf\u7684\u4e00\u90e8\u5206\uff0c\u53d7\u91d1\u878d\u5f53\u5c40\u76d1\u7ba1\u548c\u8bb8\u53ef\u3002\u56e0\u6b64\uff0c\u5b83\u4e0d\u4ec5\u5b9e\u7528\uff0c\u800c\u4e14\u5b89\u5168\u53ef\u9760\u3002<\/p>\n

\u7535\u5b50\u94b1\u5305\u5982\u4f55\u5de5\u4f5c\uff1f<\/strong><\/h2>\n

\u5982\u679c\u60a8\u4ecd\u7136\u4e0d\u6e05\u695a\u7535\u5b50\u94b1\u5305\u7684\u5de5\u4f5c\u539f\u7406\uff0c\u8bf7\u53c2\u9605\u4ee5\u4e0b\u5206\u6b65\u6307\u5357\uff1a<\/p>\n

    \n
  1. \u4ece App Store \u6216 Google Play Store \u4e0b\u8f7d\u7535\u5b50\u94b1\u5305\u5e94\u7528\u7a0b\u5e8f\u3002<\/li>\n
  2. \u4f7f\u7528\u60a8\u7684\u7535\u8bdd\u53f7\u7801\u3001\u7535\u5b50\u90ae\u4ef6\u548c\u8eab\u4efd\u7b49\u4e2a\u4eba\u6570\u636e\u6ce8\u518c\u4e00\u4e2a\u5e10\u6237\u3002<\/li>\n
  3. \u4f7f\u7528\u94f6\u884c\u8f6c\u8d26\u3001\u501f\u8bb0\u5361\u6216\u96f6\u552e\u5e97\u5145\u503c\u60a8\u7684\u4f59\u989d\u3002<\/li>\n
  4. \u4f7f\u7528\u7535\u5b50\u94b1\u5305\u8fdb\u884c\u5404\u79cd\u4ea4\u6613\uff0c\u5982\u7f51\u4e0a\u8d2d\u7269\u3001\u652f\u4ed8\u8d26\u5355\u6216\u6c47\u6b3e\u3002<\/li>\n
  5. \u6240\u6709\u4ea4\u6613\u90fd\u4f1a\u81ea\u52a8\u8bb0\u5f55\uff0c\u5e76\u53ef\u901a\u8fc7\u5e94\u7528\u7a0b\u5e8f\u4e2d\u7684\u4ea4\u6613\u5386\u53f2\u8bb0\u5f55\u8fdb\u884c\u68c0\u67e5\u3002<\/li>\n<\/ol>\n

    \u7535\u5b50\u94b1\u5305\u7684\u597d\u5904<\/strong><\/h2>\n

    \u7535\u5b50\u94b1\u5305\u6216\u6570\u5b57\u94b1\u5305\u5982\u4eca\u5df2\u6210\u4e3a\u73b0\u4ee3\u751f\u6d3b\u4e0d\u53ef\u6216\u7f3a\u7684\u4e00\u90e8\u5206\uff0c\u5b83\u65e2\u5b9e\u7528\u53c8\u9ad8\u6548\u3002\u7535\u5b50\u94b1\u5305\u4e0d\u4ec5\u65b9\u4fbf\u4ea4\u6613\uff0c\u8fd8\u80fd\u4e3a\u4e2a\u4eba\u7528\u6237\u548c\u4f01\u4e1a\u5e26\u6765\u8bf8\u591a\u76ca\u5904\u3002\u4ee5\u4e0b\u662f\u89e3\u91ca\uff1a<\/p>\n

    \u5bf9\u4e8e\u4e2a\u4eba<\/strong><\/h3>\n
      \n
    1. \u4ea4\u6613\u66f4\u5feb\u6377\u3001\u66f4\u4fbf\u6377<\/strong> \u6709\u4e86\u7535\u5b50\u94b1\u5305\uff0c\u7528\u6237\u65e0\u9700\u518d\u643a\u5e26\u73b0\u91d1\u6216\u5b9e\u4f53\u5361\u3002\u53ea\u9700\u4f7f\u7528\u667a\u80fd\u624b\u673a\uff0c\u5546\u5e97\u8d2d\u7269\u3001\u4ea4\u901a\u652f\u4ed8\u6216\u5145\u503c\u624b\u673a\u5361\u7b49\u4ea4\u6613\u5373\u53ef\u5728\u51e0\u79d2\u949f\u5185\u5b8c\u6210\u3002<\/li>\n
    2. \u589e\u5f3a\u5b89\u5168\u6027<\/strong> \u7535\u5b50\u94b1\u5305\u914d\u5907\u4e86\u5148\u8fdb\u7684\u5b89\u5168\u7cfb\u7edf\uff0c\u5982 PIN\u3001\u5bc6\u7801\u548c OTP\uff08\u4e00\u6b21\u6027\u5bc6\u7801\uff09\uff0c\u6bd4\u643a\u5e26\u5bb9\u6613\u4e22\u5931\u6216\u88ab\u76d7\u7684\u73b0\u91d1\u66f4\u5b89\u5168\u3002<\/li>\n
    3. \u8bf1\u4eba\u7684\u4fc3\u9500\u6d3b\u52a8<\/strong> \u8bb8\u591a\u7535\u5b50\u94b1\u5305\u63d0\u4f9b\u5546\u7ecf\u5e38\u4e3a\u6bcf\u7b14\u4ea4\u6613\u63d0\u4f9b\u4fc3\u9500\u3001\u8fd4\u73b0\u548c\u5956\u52b1\u79ef\u5206\u3002\u8fd9\u4e9b\u4f18\u60e0\u53ef\u4ee5\u5e2e\u52a9\u4f60\u8282\u7701\u65e5\u5e38\u5f00\u652f\uff0c\u5c24\u5176\u662f\u5728\u7ebf\u4e0a\u8d2d\u7269\u6216\u5728\u5408\u4f5c\u9910\u5385\u7528\u9910\u65f6\u3002<\/li>\n
    4. \u66f4\u597d\u7684\u8d22\u52a1\u7ba1\u7406<\/strong> \u901a\u8fc7\u7535\u5b50\u94b1\u5305\u8fdb\u884c\u7684\u6bcf\u7b14\u4ea4\u6613\u90fd\u4f1a\u81ea\u52a8\u8bb0\u5f55\u5728\u5e94\u7528\u7a0b\u5e8f\u4e2d\u3002\u6b64\u529f\u80fd\u5bf9\u4e8e\u90a3\u4e9b\u60f3\u8981\u66f4\u8282\u4fed\u5730\u751f\u6d3b\u5e76\u66f4\u7cfb\u7edf\u5730\u7ba1\u7406\u8d22\u52a1\u7684\u4eba\u6765\u8bf4\u5c24\u5176\u6709\u7528\u3002<\/li>\n<\/ol>\n

      \u4e5f\u9605\u8bfb\uff1a \u9a6c\u6765\u897f\u4e9a\u6700\u5e38\u7528\u7684 12 \u4e2a\u7535\u5b50\u94b1\u5305\u5217\u8868<\/a><\/strong><\/p><\/blockquote>\n

      \u5bf9\u4e8e\u4f01\u4e1a\uff1a<\/strong><\/h3>\n
        \n
      1. \u63d0\u9ad8\u4ea4\u6613\u6548\u7387<\/strong> \u901a\u8fc7\u7535\u5b50\u94b1\u5305\u63a5\u53d7\u4ed8\u6b3e\uff0c\u6536\u94f6\u53f0\u7684\u4ea4\u6613\u6d41\u7a0b\u53d8\u5f97\u66f4\u5feb\u3001\u66f4\u9ad8\u6548\u3002\u8fd9\u51cf\u5c11\u4e86\u6392\u961f\uff0c\u63d0\u9ad8\u4e86\u987e\u5ba2\u6ee1\u610f\u5ea6\uff0c\u5c24\u5176\u662f\u5728\u7e41\u5fd9\u65f6\u6bb5\u3002<\/li>\n
      2. \u6269\u5c55\u4ed8\u6b3e\u65b9\u5f0f<\/strong> \u63d0\u4f9b\u5305\u62ec\u7535\u5b50\u94b1\u5305\u5728\u5185\u7684\u591a\u79cd\u652f\u4ed8\u65b9\u5f0f\uff0c\u4f7f\u4f01\u4e1a\u66f4\u52a0\u7075\u6d3b\u4fbf\u6377\uff0c\u66f4\u52a0\u65b9\u4fbf\u5ba2\u6237\u3002\u5982\u4eca\uff0c\u8bb8\u591a\u6d88\u8d39\u8005\u66f4\u503e\u5411\u4e8e\u65e0\u73b0\u91d1\u4ea4\u6613\uff0c\u56e0\u6b64\u63a5\u53d7\u7535\u5b50\u94b1\u5305\u7684\u4f01\u4e1a\u66f4\u5177\u7ade\u4e89\u4f18\u52bf\u3002<\/li>\n
      3. \u964d\u4f4e\u4f2a\u9020\u8d27\u5e01\u7684\u98ce\u9669<\/strong> \u7531\u4e8e\u652f\u4ed8\u662f\u901a\u8fc7\u6570\u5b57\u65b9\u5f0f\u8fdb\u884c\u7684\uff0c\u56e0\u6b64\u6d88\u9664\u4e86\u6536\u5230\u5047\u5e01\u7684\u98ce\u9669\u3002\u8fd9\u8ba9\u4f01\u4e1a\u4e3b\u611f\u5230\u5b89\u5fc3\u3002<\/li>\n
      4. \u652f\u6301\u6570\u5b57\u8425\u9500\u7b56\u7565<\/strong> \u7535\u5b50\u94b1\u5305\u7ecf\u5e38\u4e0e\u5546\u5bb6\u5408\u4f5c\u63a8\u51fa\u4fc3\u9500\u6d3b\u52a8\uff0c\u4f8b\u5982\u4ea4\u6613\u671f\u95f4\u7684\u7279\u522b\u6298\u6263\u6216\u8fd4\u73b0\u3002\u8fd9\u662f\u4e00\u79cd\u6709\u6548\u7684\u4fc3\u9500\u5de5\u5177\uff0c\u53ef\u4ee5\u5438\u5f15\u66f4\u591a\u5ba2\u6237\u5e76\u63d0\u5347\u5fe0\u8bda\u5ea6\u3002<\/li>\n<\/ol>\n

        \u7535\u5b50\u94b1\u5305\u7684\u4f18\u70b9\u548c\u7f3a\u70b9<\/strong><\/h2>\n

        \u968f\u7740\u79d1\u6280\u7684\u8fdb\u6b65\uff0c\u7535\u5b50\u94b1\u5305\u8d8a\u6765\u8d8a\u53d7\u6b22\u8fce\u3002\u7136\u800c\uff0c\u5728\u4f7f\u7528\u4e4b\u524d\uff0c\u4e86\u89e3\u5176\u4f18\u7f3a\u70b9\u81f3\u5173\u91cd\u8981\uff1a<\/p>\n\n\n\n\n\n\n\n\n
        \u7535\u5b50\u94b1\u5305\u7684\u4f18\u52bf<\/strong><\/th>\n\u7535\u5b50\u94b1\u5305\u7684\u7f3a\u70b9<\/strong><\/th>\n<\/tr>\n<\/thead>\n
        \u4ea4\u6613\u66f4\u52a0\u5feb\u6377\u3001\u9ad8\u6548\u3002<\/td>\n\u5e76\u975e\u6240\u6709\u5546\u5bb6\u6216\u573a\u6240\u90fd\u63a5\u53d7\u901a\u8fc7\u7535\u5b50\u94b1\u5305\u4ed8\u6b3e\u3002<\/td>\n<\/tr>\n
        \u964d\u4f4e\u643a\u5e26\u73b0\u91d1\u4e22\u5931\u6216\u88ab\u76d7\u7684\u98ce\u9669\u3002<\/td>\n\u6709\u65f6\uff0c\u94f6\u884c\u8d26\u6237\u4f59\u989d\u8f6c\u8d26\u6216\u63d0\u6b3e\u4f1a\u6536\u53d6\u7ba1\u7406\u8d39\u3002<\/td>\n<\/tr>\n
        \u63d0\u4f9b\u6765\u81ea\u5404\u4e2a\u5546\u5bb6\u7684\u4f17\u591a\u4fc3\u9500\u3001\u6298\u6263\u548c\u73b0\u91d1\u8fd4\u8fd8\u3002<\/td>\n\u7531\u4e8e\u4ea4\u6613\u975e\u5e38\u5bb9\u6613\u4e14\u5feb\u901f\u5b8c\u6210\uff0c\u5b58\u5728\u8d85\u652f\u7684\u98ce\u9669\u3002<\/td>\n<\/tr>\n
        \u53ef\u7528\u4e8e\u5404\u79cd\u9700\u6c42\uff1a\u4ea4\u901a\u3001\u8d2d\u7269\u3001\u652f\u4ed8\u8d26\u5355\u7b49\u3002<\/td>\n\u5982\u679c\u6ca1\u6709\u4e92\u8054\u7f51\u8fde\u63a5\u6216\u670d\u52a1\u5668\u51fa\u73b0\u95ee\u9898\uff0c\u8bbf\u95ee\u5c31\u4f1a\u53d7\u5230\u9650\u5236\u3002<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

        \u4e5f\u9605\u8bfb\uff1a \u83f2\u5f8b\u5bbe 11 \u4e2a\u6700\u4f73\u7535\u5b50\u94b1\u5305\u5217\u8868<\/a><\/strong><\/p><\/blockquote>\n

        \u5370\u5ea6\u5c3c\u897f\u4e9a\u70ed\u95e8\u7535\u5b50\u94b1\u5305\u5e94\u7528<\/strong><\/h2>\n

        \u4ee5\u4e0b\u662f\u5370\u5ea6\u5c3c\u897f\u4e9a\u5e7f\u6cdb\u4f7f\u7528\u7684\u6d41\u884c\u7535\u5b50\u94b1\u5305\u5217\u8868\uff1a<\/p>\n

        1. OVO<\/strong><\/h3>\n

        OVO \u662f\u5370\u5ea6\u5c3c\u897f\u4e9a\u6700\u53d7\u6b22\u8fce\u7684\u7535\u5b50\u94b1\u5305\u4e4b\u4e00\uff0c\u53ef\u7528\u4e8e\u5728\u5404\u5927\u5546\u6237\u4ea4\u6613\u3001\u5728\u7ebf\u8d2d\u7269\u548c\u4ea4\u901a\u652f\u4ed8\u3002OVO \u8fd8\u63d0\u4f9b OVO \u79ef\u5206\u4f5c\u4e3a\u5956\u52b1\u3002<\/p>\n

        2. DANA<\/strong><\/h3>\n

        DANA \u662f\u4e00\u6b3e\u591a\u529f\u80fd\u7535\u5b50\u94b1\u5305\uff0c\u53ef\u7528\u4e8e\u8d26\u5355\u652f\u4ed8\u3001\u624b\u673a\u5145\u503c\u3001\u5728\u7ebf\u8d2d\u7269\u548c\u70b9\u5bf9\u70b9\u8f6c\u8d26\u3002DANA \u8fd8\u7ecf\u5e38\u63a8\u51fa\u8bf1\u4eba\u7684\u4fc3\u9500\u6d3b\u52a8\u548c\u8fd4\u73b0\u3002<\/p>\n

        3. GoPay<\/strong><\/h3>\n

        GoPay \u662f Gojek \u63a8\u51fa\u7684\u4e00\u6b3e\u7535\u5b50\u94b1\u5305\u670d\u52a1\uff0c\u65b9\u4fbf\u7528\u6237\u5728 GoRide\u3001GoFood \u7b49\u670d\u52a1\u4ee5\u53ca\u5408\u4f5c\u5546\u5bb6\u4ed8\u6b3e\u3002\u7528\u6237\u8fd8\u53ef\u4ee5\u5c06\u4f59\u989d\u8f6c\u8d26\u7ed9\u5176\u4ed6 GoPay \u7528\u6237\u3002<\/p>\n

        4. ShopeePay<\/strong><\/h3>\n

        ShopeePay\u662fShopee\u65d7\u4e0b\u7684\u7535\u5b50\u94b1\u5305\uff0c\u53ef\u7528\u4e8e\u7ebf\u4e0a\u8d2d\u7269\u3001\u7ebf\u4e0b\u5546\u5bb6\u652f\u4ed8\u4ee5\u53caShopee\u7528\u6237\u4e13\u4eab\u8fd4\u73b0\u3002<\/p>\n

        5. LinkAja<\/strong><\/h3>\n

        LinkAja \u662f\u5370\u5ea6\u5c3c\u897f\u4e9a\u56fd\u6709\u4f01\u4e1a\uff08BUMN\uff09\u65d7\u4e0b\u7684\u6570\u5b57\u94b1\u5305\u3002LinkAja \u652f\u6301\u5404\u79cd\u652f\u4ed8\u65b9\u5f0f\uff0c\u4f8b\u5982\u7535\u8d39\u3001\u5370\u5c3c\u52b3\u52a8\u548c\u793e\u4f1a\u4fdd\u969c\u90e8\uff08BPJS\uff09\u3001\u7a0e\u8d39\u4ee5\u53ca\u4ea4\u901a\u7968\u8d2d\u4e70\u3002<\/p>\n

        6. Jenius Pay<\/strong><\/h3>\n

        Jenius Pay \u662f Jenius \u6570\u5b57\u94f6\u884c\u5e94\u7528\u7a0b\u5e8f (BTPN) \u7684\u4e00\u9879\u670d\u52a1\u3002\u501f\u52a9 $Cashtag \u529f\u80fd\uff0c\u7528\u6237\u53ef\u4ee5\u8f7b\u677e\u4ed8\u6b3e\u6216\u6536\u6b3e\u3002<\/p>\n

        7. iSaku<\/strong><\/h3>\n

        iSaku \u662f Indomaret \u96c6\u56e2\u65d7\u4e0b\u7684\u4e00\u6b3e\u7535\u5b50\u94b1\u5305\u3002\u9664\u4e86\u5728 Indomaret \u8d2d\u7269\u5916\uff0ciSaku \u8fd8\u652f\u6301\u8d26\u5355\u652f\u4ed8\u3001\u624b\u673a\u5145\u503c\u548c\u6e38\u620f\u5238\u5151\u6362\u3002<\/p>\n

        \u4e5f\u9605\u8bfb\uff1a \u9488\u5bf9\u5e7f\u6cdb\u4f7f\u7528\u7684\u6c47\u6b3e\u5e94\u7528\u7a0b\u5e8f\u7684\u5efa\u8bae<\/a><\/strong><\/p><\/blockquote>\n

        \u7ed3\u8bba<\/strong><\/h2>\n

        OVO\u3001DANA\u3001GoPay\u3001ShopeePay\u3001LinkAja\u3001Jenius Pay \u548c iSaku \u7b49\u7535\u5b50\u94b1\u5305\u5982\u4eca\u5df2\u6210\u4e3a\u5370\u5c3c\u4eba\u6570\u5b57\u751f\u6d3b\u65b9\u5f0f\u4e2d\u4e0d\u53ef\u6216\u7f3a\u7684\u4e00\u90e8\u5206\u3002\u6709\u4e86\u6570\u5b57\u94b1\u5305\uff0c\u5404\u79cd\u7c7b\u578b\u7684\u4ea4\u6613\u90fd\u53d8\u5f97\u66f4\u52a0\u4fbf\u6377\u3001\u5feb\u901f\u548c\u5b89\u5168\u3002\u5bf9\u4e8e\u7ecf\u5e38\u8fdb\u884c\u6570\u5b57\u4ea4\u6613\u7684\u4eba\u6765\u8bf4\uff0c\u9009\u62e9\u4e00\u6b3e\u7b26\u5408\u81ea\u8eab\u9700\u6c42\u7684\u7535\u5b50\u94b1\u5305\u65e0\u7591\u662f\u660e\u667a\u4e4b\u4e3e\u3002<\/p>\n

        \u5982\u679c\u60a8\u4e5f\u9700\u8981\u5411\u56fd\u5916\u6c47\u6b3e\uff0c\u8fd8\u6709\u53e6\u4e00\u4e2a\u540c\u6837\u5b9e\u7528\u7684\u6570\u5b57\u89e3\u51b3\u65b9\u6848\uff1aEasylink\uff01Easylink \u8ba9\u60a8\u8f7b\u677e\u3001\u5b89\u5168\u3001\u5feb\u901f\u5730\u5411 170 \u591a\u4e2a\u56fd\u5bb6\/\u5730\u533a\u6c47\u6b3e\uff0c\u6ee1\u8db3\u60a8\u7684\u4e2a\u4eba\u6216\u5546\u4e1a\u9700\u6c42\u3002<\/p>\n<\/article>","protected":false},"excerpt":{"rendered":"

        E-wallet atau dompet digital adalah alat pembayaran modern yang bikin hidup jadi lebih praktis. Dengan e-wallet, kita bisa menyimpan uang […]<\/p>","protected":false},"author":5,"featured_media":6340,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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