{"id":15477,"date":"2026-05-19T14:30:55","date_gmt":"2026-05-19T07:30:55","guid":{"rendered":"https:\/\/easylink.id\/?p=15477"},"modified":"2026-05-19T14:30:55","modified_gmt":"2026-05-19T07:30:55","slug":"cost-of-sending-money-abroad","status":"publish","type":"post","link":"https:\/\/easylink.id\/en\/biaya-kirim-uang-ke-luar-negeri\/","title":{"rendered":"Cost of Sending Money Abroad in 2026"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Sending money abroad has become a necessity for many people, whether for education, family, business, or international payments. However, before making an international transfer, it\u2019s important to understand the costs associated with sending money abroad so you can choose the most cost-effective service that best suits your needs.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Each money transfer service has different fees and terms. In addition to administrative fees, there are also exchange rates and other additional fees to consider so that the amount of money received isn\u2019t reduced too much.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This article will discuss how to transfer money overseas from Indonesia, the factors that affect international transfer fees, and the details of the fees typically charged.<\/span><\/p>\n<h2><b>How to Transfer Money Overseas from Indonesia<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Nowadays, international money transfers can be made easily through banks or online transfer apps.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here are the general steps for transferring money overseas:<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Select an international transfer service<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You can use:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Conventional banks<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Online money transfer app<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Remittance service<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">International digital wallet<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Make sure the service is reliable and offers competitive transfer fees.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Prepare the recipient data<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Usually, you'll need to prepare:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Recipient's full name<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank account number<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank name and address<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">SWIFT\/BIC Code<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Destination country<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Specify the transfer amount<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Enter the amount you want to send and the destination currency.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Check fees and exchange rates<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Before payment, the system will typically display:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Administrative fees<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Currency exchange rates<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Estimated funds received<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Make Payment:<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Payments can be made via:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank transfer<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Virtual account<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Debit card<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Certain e-wallets<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\">\n<h3><b>The money was sent to the recipient<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Delivery times typically vary depending on the service used, ranging from a few minutes to several business days.<\/span><\/p>\n<h2><b>Factors That Affect International Transfer Fees<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">The cost of sending money abroad isn't always the same. There are several factors that affect the total transfer cost.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Country of destination for the transfer: <\/b><span style=\"font-weight: 400;\">Each country has different transfer fees depending on bank policies and international payment networks.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Currency exchange rates: <\/b><span style=\"font-weight: 400;\">Exchange rates have a significant impact on the amount of money recipients receive overseas.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Money transfer methods: <\/b><span style=\"font-weight: 400;\">Bank transfers typically incur higher fees than certain online transfer apps.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Amount of money sent: <\/b><span style=\"font-weight: 400;\">Some services charge a fee based on a percentage of the transfer amount.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Transfer speed: <\/b><span style=\"font-weight: 400;\">Instant transfers usually cost more than regular transfers.<\/span><\/li>\n<\/ul>\n<h2><b>Table of Fees for International Transfers\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Here is an overview of international transfer fees from Indonesia:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Transfer Methods<\/b><\/td>\n<td><b>Estimated Administrative Costs<\/b><\/td>\n<td><b>Estimated Time<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Conventional Banks<\/span><\/td>\n<td><span style=\"font-weight: 400;\">100,000\u2013300,000 rupiah<\/span><\/td>\n<td><span style=\"font-weight: 400;\">2\u20135 business days<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Online Transfer<\/span><\/td>\n<td><span style=\"font-weight: 400;\">30,000\u2013100,000 rupiah<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Minutes \u2013 2 days<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Remittance Service\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">(<\/span><a href=\"https:\/\/easylink.id\/en\/\"><span style=\"font-weight: 400;\">Easylink<\/span><\/a><span style=\"font-weight: 400;\">)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">50,000\u2013150,000 rupiah<\/span><\/td>\n<td><span style=\"font-weight: 400;\">A few hours<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">International E-Wallet<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Varies<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Instant \u2013 1 day<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><span style=\"font-weight: 400;\">The fees listed above are subject to change depending on the destination country, exchange rates, and the policies of each service provider.<\/span><\/p>\n<h2><b>Additional Fees for International Money Transfers<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">In addition to the main administrative fee, there are several additional fees that often apply to international transfers.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Recipient bank fees: <\/b><span style=\"font-weight: 400;\">Some banks overseas deduct fees when funds are received.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Bank correspondent fees: <\/b><span style=\"font-weight: 400;\">International transfers sometimes go through intermediary banks that also charge additional fees.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Foreign exchange rate differences: <\/b><span style=\"font-weight: 400;\">Exchange rate fluctuations may result in the amount received being less than initially estimated.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Express transfer fee: <\/b><span style=\"font-weight: 400;\">Express transfer services usually have higher fees.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The cost of sending money abroad is influenced by many factors, such as the destination country, exchange rates, transfer methods, and speed of delivery. Therefore, it\u2019s important to compare transfer services before sending money to ensure you get the most cost-effective and transparent rates.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Nowadays, it\u2019s also becoming easier to make international transfers online without having to visit a bank. By choosing a trusted service, the process of sending money abroad can be faster, safer, and more efficient.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If you want to send money from Indonesia to another country conveniently and at competitive rates, you can use <\/span><a href=\"https:\/\/easylink.id\/en\/\"><span style=\"font-weight: 400;\">\u00a0Easylink<\/span><\/a><span style=\"font-weight: 400;\"> for easier and more secure international transfers.<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Mengirim uang ke luar negeri kini menjadi kebutuhan banyak orang, mulai dari keperluan pendidikan, keluarga, bisnis, hingga pembayaran internasional. Namun, [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":15478,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34,32,33],"tags":[],"class_list":["post-15477","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-belajar-di-luar-negeri","category-keuangan","category-tinggal-di-luar-negeri"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.0 (Yoast SEO v28.0) - 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