{"id":15467,"date":"2026-05-19T10:06:45","date_gmt":"2026-05-19T03:06:45","guid":{"rendered":"https:\/\/easylink.id\/?p=15467"},"modified":"2026-05-19T14:36:00","modified_gmt":"2026-05-19T07:36:00","slug":"kirim-uang-untuk-tki","status":"publish","type":"post","link":"https:\/\/easylink.id\/en\/send-money-for-migrant-workers\/","title":{"rendered":"Money-Saving Tips for Migrant Workers Sending Money Abroad Safely and Affordably"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">For Indonesian migrant workers (TKI) working overseas, sending money to family back home is very important. Today, money transfers for migrant workers have become much easier because they can be done online using only a smartphone. Transfers are now faster, safer, and more affordable compared to conventional methods.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This article will discuss how migrant workers can send money online, tips for saving on transfer fees, and things that need to be prepared before making an online transfer for the first time.<\/span><\/p>\n<h2><b>How Migrant Workers Can Send Money Online<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Today, there are many international money transfer services that migrant workers can use to send money to Indonesia. Several popular platforms usually provide direct transfers to bank accounts, e-wallets, and even cash pickup services.<\/span><\/p>\n<p><b>Steps for Migrant Workers to Send Money<\/b><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Choose a money transfer service: <\/b><span style=\"font-weight: 400;\">Use a trusted international money transfer app or platform. Make sure it offers low transfer fees and competitive exchange rates.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Register an account: <\/b><span style=\"font-weight: 400;\">Create an account using an active email address and phone number. Usually, identity verification is also required.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Enter recipient details: <\/b><span style=\"font-weight: 400;\">Fill in the recipient\u2019s full name according to their bank account, account number, and destination bank name.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Determine the amount to send: <\/b><span style=\"font-weight: 400;\">Enter the transfer amount. The system will usually display the admin fee and exchange rate automatically.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Make the payment: <\/b><span style=\"font-weight: 400;\">Pay for the transfer using an overseas bank account, debit card, or other available payment methods.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Money is sent to Indonesia: <\/b><span style=\"font-weight: 400;\">Once the payment is successful, the money will be processed and transferred to the recipient\u2019s account within minutes to several hours.<\/span><\/li>\n<\/ol>\n<h2><b>5 Things You Need Before Sending Money\u00a0<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Before making your first international money transfer, make sure you have prepared the following:<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Identification documents: <\/b><span style=\"font-weight: 400;\">Usually, a passport, ID card, or work permit is required for account verification.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Active bank account: <\/b><span style=\"font-weight: 400;\">Make sure you have a bank account that can be used to pay for the transfer.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Complete recipient details: <\/b><span style=\"font-weight: 400;\">Prepare the recipient\u2019s name, bank account number, bank name, and phone number.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Stable internet connection: <\/b><span style=\"font-weight: 400;\">Since the process is done online, a stable internet connection will help ensure a smooth transaction.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Trusted money transfer application: <\/b><span style=\"font-weight: 400;\">Use an official application that is widely used and has a strong security system.<\/span><\/li>\n<\/ul>\n<h2><b>Tips to Save Money on Transfers for Migrant Workers<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Sending money regularly every month can become quite expensive. Here are some tips to make money transfers more affordable:<\/span><\/p>\n<ul>\n<li aria-level=\"1\"><b>Compare transfer fees: <\/b><span style=\"font-weight: 400;\">Each service has different admin fees. Choose one that offers lower costs.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Pay attention to exchange rates: <\/b><span style=\"font-weight: 400;\">Do not focus only on transfer fees. Poor exchange rates can reduce the amount of money your family receives.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Send larger amounts at once: <\/b><span style=\"font-weight: 400;\">If possible, avoid sending small amounts too frequently because admin fees will accumulate.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Use transfer promotions: <\/b><span style=\"font-weight: 400;\">Some apps often offer free transfer fee promotions or discounts.<\/span><\/li>\n<\/ul>\n<ul>\n<li aria-level=\"1\"><b>Avoid transfers when exchange rates are unstable: <\/b><span style=\"font-weight: 400;\">Monitor currency exchange rates before sending money to get the best rate.<\/span><\/li>\n<\/ul>\n<h2><b>Benefits of Online Money Transfers for Migrant Workers<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Using online transfer services offers many advantages compared to traditional methods.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Faster process<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Can be done anytime<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Safe and practical<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lower costs<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Can be monitored directly through the application<\/span><\/li>\n<\/ul>\n<h2><b>Use Easylink for International Money Transfers<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">In addition to helping migrant workers send money to Indonesia, you can now also send money from Indonesia to overseas more conveniently using<\/span><a href=\"https:\/\/easylink.id\/en\/\"><span style=\"font-weight: 400;\"> Easylink<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">International transfers become faster, safer, and more transparent with competitive fees and favorable exchange rates. Suitable for family needs, education, business, and other international payments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Let\u2019s use <\/span><a href=\"https:\/\/easylink.id\/en\/\"><span style=\"font-weight: 400;\">Easylink<\/span><\/a><span style=\"font-weight: 400;\"> for an easier and more reliable international money transfer experience!<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Bagi para TKI atau pekerja migran Indonesia di luar negeri, mengirim uang ke keluarga di kampung halaman adalah hal penting. [&hellip;]<\/p>","protected":false},"author":5,"featured_media":15469,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34,32,33],"tags":[],"class_list":["post-15467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-belajar-di-luar-negeri","category-keuangan","category-tinggal-di-luar-negeri"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Tips Hemat Kirim Uang untuk TKI Agar Transfer Lebih Murah dan Aman - Easylink<\/title>\n<meta name=\"description\" content=\"Kirim uang TKI ke keluarga di Indonesia jadi lebih cepat, aman, dan hemat. 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