{"id":15320,"date":"2026-04-15T15:20:28","date_gmt":"2026-04-15T08:20:28","guid":{"rendered":"https:\/\/easylink.id\/?p=15320"},"modified":"2026-05-06T10:58:14","modified_gmt":"2026-05-06T03:58:14","slug":"biaya-hidup-di-finlandia","status":"publish","type":"post","link":"https:\/\/easylink.id\/en\/cost-of-living-in-finland\/","title":{"rendered":"How Much is the Cost of Living in Finland? Check Out the Full Details Here!"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Pernah kepikiran buat tinggal, kerja, atau kuliah di Finlandia? Negara Nordik yang satu ini dikenal banget dengan kualitas hidupnya yang tinggi, sistem pendidikan yang top, dan lingkungannya yang super bersih. Tapi, kamu juga perlu siap-siap soal biaya hidupnya yang nggak bisa dibilang murah. Nah, biar kamu nggak kaget dan bisa merencanakan segalanya dengan matang, yuk simak penjelasan lengkap soal kebutuhan biaya hidup di <a href=\"https:\/\/easylink.id\/en\/send-money\/finland\/\">Finlandia<\/a>!<\/span><\/p>\n<blockquote><p>Read also: <a href=\"https:\/\/easylink.id\/en\/cost-of-living-abroad\/\">The Most Expensive and Cheapest Cost of Living Abroad<\/a><\/p><\/blockquote>\n<h2><b>Living Expenses in Finland<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Tinggal di negara empat musim seperti <a href=\"https:\/\/easylink.id\/en\/send-money\/finland\/\">Finlandia<\/a> tentunya punya tantangan dan keunikan tersendiri. Mulai dari makanan, tempat tinggal, transportasi, sampai urusan kesehatan semua harus dipikirkan secara detail. Nah, berikut ini rincian lengkapnya!<\/span><\/p>\n<h2><b>Cost of Living in Finland<\/b><\/h2>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Meal cost<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you enjoy eating out, be prepared to spend more. A meal at a regular restaurant can cost around \u20ac11\u201315 per meal, while dinner at a mid-range restaurant can go up to \u20ac20\u201335.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, if you prefer cooking at home, your monthly grocery budget for one person typically ranges between \u20ac300\u2013400. Some popular and affordable supermarkets include K-Market and S-Market.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Housing Costs<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">The cost of rent in Finland greatly depends on the city and location. Here\u2019s the rent range for a 1-bedroom apartment:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Helsinki (city center): \u20ac900\u20131,300\/month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Helsinki (suburbs): \u20ac700\u20131,000\/month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Other cities like Tampere or Turku: \u20ac600\u2013900\/month<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">You will also likely need to pay a deposit of 1\u20132 months\u2019 rent at the beginning of the lease.<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Transportation costs<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Public transportation in Finland is known for being punctual and very comfortable.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Single ticket: \u20ac2.80\u20134.10 (depending on the zone)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Monthly card: around \u20ac60 in Helsinki<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Taxi ride (5 km): around \u20ac15\u201320<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you live not too far from your campus or office, you can also use a bicycle. It\u2019s not only cost-effective but also healthy!<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Healthcare Costs<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Finland has a good and affordable public healthcare system.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit to a public health center: \u20ac20\u201325<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Private health insurance: \u20ac30\u201360 per month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Dental checkup (public clinic): \u20ac40\u201360<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Interestingly, Finland has an annual spending cap for medical costs. Once you exceed that limit, services become free. Pretty cool, right?<\/span><\/p>\n<ul>\n<li aria-level=\"1\">\n<h3><b>Miscellaneous expense<\/b><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Don\u2019t forget about other expenses like utilities and daily necessities:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Electricity, water, heating, waste: \u20ac100\u2013200\/month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Fast internet: \u20ac20\u201340\/month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Phone &amp; data package: \u20ac20\u201335\/month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Gym: \u20ac25\u201365\/month<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cinema tickets: \u20ac13\u201319 per ticket<\/span><\/li>\n<\/ul>\n<blockquote><p>Read also: <a href=\"https:\/\/easylink.id\/en\/best-ways-to-send-money-internationally\/\">8 Easy Ways to Transfer Money Abroad<\/a><\/p><\/blockquote>\n<h2><b>Daily Living Expenses<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">If you live in Finland, basic necessities like food and household items are an important part of daily expenses. While the prices tend to be higher compared to Indonesia, the quality of the items is also excellent \u2014 fresh, clean, and of a high standard.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Here\u2019s an overview of the prices for some daily necessities in Finland in 2025:<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td><b>Item<\/b><\/td>\n<td><b>Estimated Price<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Milk (1 liter)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac1.40<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Fresh white bread (1 kg)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac5.46<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Eggs (12 eggs)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac2.95<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Local cheese (1 kg)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac9.16<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Chicken fillet (1 kg)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac13.13<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Beef (1 kg)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac19.46<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Apple (1 kg)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac2.96<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Bananas (1 kg)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac2.17<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Tomatoes (1 kg)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac4.32<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Potatoes (1 kg)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac1.33<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Onions (1 kg)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac1.90<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Lettuce (1 head)<\/span><\/td>\n<td><span style=\"font-weight: 400;\">\u20ac2.24<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><b>Money-Saving Tips in Finland<\/b><\/h2>\n<p><span style=\"font-weight: 400;\">Biar pengeluaran kamu di <a href=\"https:\/\/easylink.id\/en\/send-money\/finland\/\">Finlandia<\/a> nggak jebol, coba deh beberapa tips hemat berikut ini:<\/span><\/p>\n<ol>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Cook your own meals at home because grocery prices at supermarkets are usually much cheaper than eating out. Besides saving money, cooking for yourself also helps you maintain a healthier diet.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use a monthly transport card if you frequently take buses or trains. With this card, you can save money compared to buying single tickets every time you travel.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Keep an eye out for discounts and promotions at supermarkets. Many stores in Finland offer loyalty cards or weekly discount programs that can make your shopping cheaper.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Take advantage of free facilities in the city, such as public parks for exercising or picnicking, community events that are often held, and of course, public libraries that are well-equipped and comfortable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Use a financial management app so you can easily track your daily expenses. This way, you\u2019ll know which areas to cut back on and can keep your budget under control.<\/span><\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Punya keluarga atau teman di<a href=\"https:\/\/easylink.id\/en\/send-money\/finland\/\"> Finlandia<\/a>? Atau kamu mau kirim uang buat biaya kuliah, sewa tempat tinggal, atau kebutuhan lainnya? Sekarang kamu bisa kirim uang ke Finlandia dengan lebih cepat, aman, dan hemat biaya lewat<\/span><a href=\"https:\/\/easylink.id\/en\/\"><b> Easylink<\/b><\/a><span style=\"font-weight: 400;\">Make sure you choose a provider with competitive exchange rates and low admin fees!<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>Pernah kepikiran buat tinggal, kerja, atau kuliah di Finlandia? Negara Nordik yang satu ini dikenal banget dengan kualitas hidupnya yang [&hellip;]<\/p>","protected":false},"author":5,"featured_media":15325,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[34,33],"tags":[],"class_list":["post-15320","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-belajar-di-luar-negeri","category-tinggal-di-luar-negeri"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Berapa Biaya Hidup di Finlandia? 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